
![Alt text](/letters/Abbas.jpg)
**Dear Mr Emefiele,**

I was able to expand my agro-allied and cattle rearing business with the 3 million Naira that I received from the Anchor Borrower&#39;s Programme. Although there were some initial challenges because some of my animals became sick and died. But I am happy now that when I got the money I was able to gain what I had lost.
My farm land is rich with maize, millet and wheat and I am steadily supplying my demand in various ways. Thank you for your support, Sir.

**---Abbas Kyari, Borno State.**


I would like to thank you for your assistance in securing a loan to start my hair business when

Abbas Kyari: Letter to Emefiele


![Alt text](/letters/Isa.jpg)
**Dear Mr Godwin Emefiele,**

I want to sincerely thank you for your support. I received over 2.5 million Naira to support my fisheries business. I am a graduate of Ahmadu Bello University, Zaria and I was working in a transport company as an administrative officer until I applied for the programme. I received the money and within 8 months I was able to make more than I was making in the transport company.
Things have become better and I am happy and ready to build and expand. Thank you very much.

**---Isa Jafari, Kebbi State.**


Isa Jafari: Letter to Emefiele


![Alt text](/letters/Joy.jpg)
**Dear Mr Godwin Emefiele,**

I would like to thank you for your assistance in securing a loan to start my hair business when I was in my final year at university. I have always been passionate about business and supporting myself especially since my parents are too poor to help with my school fees let alone my business plans. I applied for the Micro, Small, and Medium Enterprises Fund to see if I could get something and thankfully even before I had graduated I was a beneficiary. I set up my business on campus to sell wigs and woah, it was a huge success. Today, I have set up an ecommerce website and I have a small studio to fix my clients&#39;&#39; hair. This is the life I have always dreamed of. You made it possible, Sir.

**---Joy Plangnan Nanpon, Plateau State**


Joy Plangnan: Letter to Emefiele


![Alt text](/letters/Oladipo.jpg)
**Dear Mr Godwin Emefiele,**

My story is like a dream. I started a logistics company with one motorbike in Ibadan but one evening I had an accident with a Keke. I broke my leg and had to stay in the hospital for 3 months. And the worst part was that my motorbike was badly damaged. By the time I had healed some bad boys had stolen the bike where it was parked in my compound. It was like the saddest day of my life.
Where would I start from? When I went to the bank to withdraw my last ten thousand Naira, the bank officer told me about the Youth Entrepreneurship Development Programme and she said I should apply. ]
I applied, I got the money and I even changed my business. I learnt how to become a social media manager when I was in the hospital. You can see what my business is like now. I have 28 clients who are paying me to manage their businesses accounts for them. Thank you very much, Sir.

**---Oladipo Popoola, Mokola Ibadan.**

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Oladipo Popoola: Letter to Emefiele


![Alt text](/letters/Philomena.jpg)
**Dear Sir Godwin Emefiele,**

Since my husband passed away in 2014, my kids and I have been surviving on the mercy of relatives and strangers. It has been so harrowing. Begging in the morning, begging in the afternoon, begging in the evening. I became like a person with a communicable disease. Then one day after counselling I was walking home when I heard people talking about the Targeted Credit Facility on the radio of my phone. I was very happy. I said if it is true, I must try and apply. The following day I went to the business centre near my house and asked them if they knew about it. They helped me to find more details and finally I applied.
I used the money to buy foodstuffs for my children and the rest I used to open a POS kiosk in front of my house. This is my chance to say thank you Sir. My children also greet you, Daddy!

**---Philomena Agnes Ilokanma, Imo State.**


Philomena Agnes: Letter to Emefiele


![Alt text](/letters/Samuel.jpg)
**Dear Mr Emefiele,**

My name is Samuel Etim Polycarp. I am 37 years of age. When I was asked to leave my job in 2021 I became very desperate to survive. I almost fell into deep depression. I did not know what to do. No sleep, no food, no work and my marriage was being affected. My brother-in-law sent me a link that talked about the Agri-business Small, Medium Enterprise Investment Scheme. At first, I did not believe it but my wife encouraged me to apply.
I am happy to say that I finally applied and about 3 months later I received an SMS credit alert. I ran into my room and cried. I had been through so much. I was overjoyed. I not only got funds but also equipment to enable me to go into farming here in Uyo where I am now known as Mr Farm-for-Africa.
Today, I am doing well selling my rice and cassava and although there is room for expansion I am grateful for where I am today.
More grease to your elbow, Sir.

**---Samuel Etim Polycarp. Akwa Ibom State**


#MyLetterToEmefiele.

Abbas Kyari: Letter to Emefiele

Isa Jafari: Letter to Emefiele

Joy Plangnan: Letter to Emefiele

Oladipo Popoola: Letter to Emefiele

Philomena Agnes: Letter to Emefiele

Samuel Etim; Letter to Emefiele